1. Annuities
  2. Life Insurance
  3. About ELCO

Quote request will be procesed on a first come first serve basis.  Quote requests are typically processed within 1 hour, however please do not resubmit quote requests within 48 hours.

Annuities must be a minimum of 2 months. Please refer to Krause Financial's fee processing schedule for any applicable fees.

Complete the fields below that pertain to the agent.  

Select a file to upload training documents to ELCO Mutual.

REQUIRED DOCUMENTS:  Annuity Product Training Agent Acknowledgment, Certificate from State (Only if required by state) and Proof of Current E&O Coverages.  All other documents must be transmitted through normal means. Do not submit until all required documents have been attached.

Providing Service, Stability, & Protection Since 1946

ELCO Mutual Life and Annuity, formerly Employees Life Company (Mutual), is a life insurance and annuity company that has been servicing the needs of many since 1946.

Being a mutual company all profits accumulate for the benefit of its policyholders.  ELCO is a well-known niche marketer. We have pioneered products such as polio and cancer indemnification plans as well as various specialized life programs.  Today ELCO is among the leaders in fixed deferred annuity interest rates. For more than thirty years it has concentrated on developing products to provide seniors with successful solutions to survival and estate planning. ELCO has policies designed for every age group. Our ability to create new products quickly has always been a big plus for the agency department as well as established marketers seeking a worthy partner for a new venture.  

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