Life Insurance and Annuities Made Simple

Life Insurance

It’s never too early to prepare for your financial future. Whether you are just starting to focus on your finances or preparing for retirement, we have life insurance policies to fit your lifestyle. If you aren’t sure which type of coverage is right for your current stage of life or the goals you want to reach, we’re here to help.
Who Could Benefit


Are you hoping to protect your family from financial burdens in the years to come? Do you want to set aside designated funds for funeral expenses? Browse our product offerings to learn more about the benefits we offer, and find out which plan best aligns with your needs.

Find Your Plan


After more than 70 years in business, we still proudly help customers achieve financial security by offering solutions that are easy to understand and designed with your individual needs in mind. We provide personalized service every step of the way to make sure you feel informed and confident in your purchase decision.

Our Policies

Work With Us

We know agents are a central part of our business, and we’re dedicated to creating and maintaining these lasting relationships. If you share our passion for customer-driven products and effective financial solutions, contact us to learn more about opportunities to work with our team.


Take the stress out of planning for your financial future. Our annuities can help you increase and protect your hard-earned funds and create a guaranteed stream of income for your retirement. With the flexibility to choose the length of your plan, it’s simple to find a product that works for you.
Who We Serve


We know understanding your financial options can be difficult, especially if you’re just starting to learn about what’s available. To make your decision easier, we’ve outlined the basic details you need to know about annuities in order to make an informed choice.

What is an Annuity?


You’re unique, which means you need an annuity that reflects your individual goals—and that’s exactly what we offer. Our annuities provide options that allow flexibility to meet your personal financial preferences.

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What Our Customers Have to Say

“The customer service at ELCO is truly exceptional.  Calls are always answered by a live person who is cheerful, professional and qualified to either answer the question or quickly direct the caller to the appropriate area to address their needs.”

- Jim and Julie Palm

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