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Build your money over time with this tax deferred annuity that can be funded by a single contribution or multiple payments. This lets you customize your retirement planning strategy by ensuring you’ll see continued financial growth.
Accumulate funds faster by utilizing the power of tax deferral. By contributing a single payment to this annuity, your funds will grow at a guaranteed rate for whichever term you choose.
Avoid draining your assets from the uncertain financial costs of nursing facilities. Medicaid compliant annuities pay an annuitant over a fixed period of time and help you accelerate financial eligibility for Medicaid benefits.
With an annuity through ELCO Mutual, you are in the driver's seat, which means the choices are yours. Our annuities are designed with you in mind, so we offer different terms and interest rates to suit your style.
An ELCO Mutual annuity can help you accumulate funds without exposure to the risks you may face with stocks. All of our annuities are available for non-qualified as well as individual retirement accounts (IRAs). Some of our annuities are also available as Roth IRA plans.
Alabama
×The following plans are available in Alabama:
Alaska
×The following plans are available in Alaska:
Arizona
×The following plans are available in Arizona:
Arkansas
×The following plans are available in Arkansas:
California
×Colorado
×The following plans are available in Colorado:
Connecticut
×Delaware
×The following plans are available in Delaware:
District of Columbia
×The following plans are available in District of Columbia:
Florida
×The following plans are available in Florida:
Georgia
×The following plans are available in Georgia:
Hawaii
×The following plans are available in Hawaii:
Idaho
×The following plans are available in Idaho:
Illinois
×The following plans are available in Illinois:
Indiana
×The following plans are available in Indiana:
Iowa
×The following plans are available in Iowa:
Kansas
×The following plans are available in Kansas:
Kentucky
×The following plans are available in Kentucky:
Louisiana
×The following plans are available in Louisiana:
Maine
×The following plans are available in Maine:
Maryland
×The following plans are available in Maryland:
Massachusetts
×There are currently no plans available in Massachusetts.
Michigan
×The following plans are available in Michigan:
Minnesota
×The following plans are available in Minnesota:
Mississippi
×The following plans are available in Mississippi:
Missouri
×The following plans are available in Missouri:
Montana
×The following plans are available in Montana:
Nebraska
×The following plans are available in Nebraska:
Nevada
×The following plans are available in Nevada:
New Hampshire
×There are currently no plans available in New Hampshire.
New Jersey
×There are currently no plans available in New Jersey.
New Mexico
×The following plans are available in New Mexico:
New York
×There are currently no plans available in New York.
North Carolina
×The following plans are available in North Carolina:
North Dakota
×The following plans are available in North Dakota:
Ohio
×The following plans are available in Ohio:
Oklahoma
×The following plans are available in Oklahoma:
Oregon
×The following plans are available in Oregon:
Pennsylvania
×The following plans are available in Pennsylvania:
Rhode Island
×There are currently no plans available in Rhode Island.
South Carolina
×The following plans are available in South Carolina:
South Dakota
×The following plans are available in South Dakota:
Tennessee
×The following plans are available in Tennessee:
Texas
×The following plans are available in Texas:
Utah
×The following plans are available in Utah:
Vermont
×There are currently no plans available in Vermont.
Virginia
×The following plans are available in Virginia:
Washington
×The following plans are available in Washington:
West Virginia
×The following plans are available in West Virginia:
Wisconsin
×The following plans are available in Wisconsin:
Wyoming
×The following plans are available in Wyoming:
Ready to start preparing for your future? Start by answering the two questions below to start off, and we'll guide you the rest of the way to any information you will need.
Got it! You can easily change your address, switch beneficiaries, set up direct deposits, and withdraw funds easily using one of ELCO's Servicing Forms.
Not finding what you're looking for? Try resetting the form or choose one of the other options in the list and we would be happy to help!
ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Continue Reading Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past age 70 ½. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: ICC19-SPL-19, Golden Eagle: ICC19-WLP-19, Silver Eagle: ICC19-FE19 and ICC19-MWL19, Preneed: PNGI-02 and PMP99R2, Guardian Eagle Single Premium: ICC19-MYGA[term length]-19, Guardian Eagle Flexible Premium: ICC16-FPA16, and Immediate Annuities: SPIA11 and ICC17-AIFXB17. Policy forms may vary by state. View Less
ELCO Business Hours:
M-T 8 am - 4:30 pm (CST)
F 8 am - 1 pm (CST)
Talk to a Person: 800.321.3526
Agency: 888.240.3351
Policy Services Fax: 847.295.6043
New Business Fax: 847.295.6342
Claims Fax: 847.295.1145
