Annuity Products

Ensure Financial Stability with the Right Annuity Products

You want to have money available in the later years of your life, and an annuity is a great way to make that goal a reality. We offer three types so there are options to fit your life and your current financial situation.
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Our Annuities

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FLEXIBLE PREMIUM DEFERRED ANNUITY

Build your money over time with this tax deferred annuity that can be funded by a single contribution or multiple payments. This lets you customize your retirement planning strategy by ensuring you’ll see continued financial growth.
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SINGLE PREMIUM DEFERRED ANNUITY

Accumulate funds faster by utilizing the power of tax deferral. By contributing a single payment to this annuity, your funds will grow at a guaranteed rate for whichever term you choose.
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Why choose an ELCO Mutual annuity?

With an annuity through ELCO Mutual, you are in the driver's seat, which means the choices are yours. Our annuities are designed with you in mind, so we offer different terms and interest rates to suit your style.

An ELCO Mutual annuity can help you accumulate funds without exposure to the risks you may face with stocks. All of our annuities are available for non-qualified as well as individual retirement accounts (IRAs). Some of our annuities are also available as Roth IRA plans.

Wondering which annuities you're eligible to purchase?

Use our interactive map to find out which products are available in your state.

Alabama

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Alaska

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Arizona

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Arkansas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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California

X

The following plans are available in your state:

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Colorado

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Connecticut

X

The following plans are available in your state:

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Delaware

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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District of Columbia

X

The following plans are available in your state:

  • Single Premium Immediate Annuity
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Florida

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Georgia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Hawaii

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Idaho

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Illinois

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Indiana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Iowa

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Kansas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Kentucky

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Louisiana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Maine

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Maryland

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Massachusetts

X

The following plans are available in your state:

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Michigan

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Minnesota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Mississippi

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Missouri

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Montana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Nebraska

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Nevada

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

New Hampshire

X

The following plans are available in your state:

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New Jersey

X

The following plans are available in your state:

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New Mexico

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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New York

X

The following plans are available in your state:

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North Carolina

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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North Dakota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Ohio

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Oklahoma

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Oregon

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Pennsylvania

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Rhode Island

X

The following plans are available in your state:

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South Carolina

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

South Dakota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Tennessee

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Texas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Utah

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Vermont

X

The following plans are available in your state:

Contact Us

Virginia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Washington

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

West Virginia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Wisconsin

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Wyoming

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Contact Our Annuity Experts 

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