About Our Life Insurance Agents

As partners in business, we aim to create meaningful long-term relationships with each one of our agents. Because of this and our dedication to prompt communication, we have gained the trust of a wide variety of agents and kept many of these relationships intact for over a decade.
Become an Agent

Ensuring Your Success in the Insurance Industry

In order for ELCO Mutual to be successful, we believe we must also provide our agents the tools necessary for their success. We know that as an independent agent, you have the choice of who you want to work with—and we want to provide the service that will encourage you to stay with us. How do we do this? By understanding what you need, offering the flexibility to work with you individually on unique cases, and assisting in areas in which other companies may not have the capacity to help. Just as you provide excellent customer service for your clients, we’re here to provide great service for you.
More About Our Process

Our Life Insurance Products

ELCO Mutual offers a variety of products, including
  • Single premium whole life
  • Limited pay whole life
  • Continuous pay whole life
  • Preneed
  • Final expense
View All Life Insurance Policies

Annuities We Offer

We provide several annuity products, including
  • Flexible premium deferred annuities
  • Single premium multi-year guaranteed deferred annuities
  • Medicaid Compliant Annuities (MCAs) 
View All Annuities
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Hear From Our Agents

"There are a number of insurance carriers to work with. However, our firm chooses ELCO exclusively because the process for our clients is the easiest and the outcome is always consistent and predictable. If we have an issue, they are always available to talk to a LIVE PERSON."

- Stacy O.

Hear From Our Agents

“I have been in the life and health insurance business for 41 years and have dealt with many, many companies in the areas of sales, underwriting and service. As a broker with ELCO Mutual for over 10 years now, I would have to say they have been the best company I have ever associated with by far. They provide the Elder Law attorneys and their clients that I represent with top notch products and superior service that makes me stand out in their eyes. I would highly recommend them to any insurance professional.”

- Gary Z.

Hear From Our Agents

“Working with ELCO has been an absolute joy! From the prompt response time to any questions that I have, ELCO definitely has me impressed!”

- Gregory Z.