When you’re young, a host of opportunities are open to you. As a young adult, you set a course for where you think you want to be later in life. That might mean choosing a career path, a community to call home, a life partner, and when (and whether) to have children. You also have a rare opportunity to set aside a little extra each month to provide financial security in the future. While people can start saving at any time of life, young people have more time for their investments to grow, which can make an enormous difference on the return they ultimately see.