Life Insurance

Insurance for Your Lifestyle

Life insurance is typically used to safeguard your family from the financial strain of a family member's passing. Unfortunately, in many situations, this type of financial planning is postponed until it’s too late. Preparing for an event like this can be difficult, but it is an essential part of an effective financial plan.

To make this process easier, we offer life insurance products that can help with many of your family's needs. Our policies are available for people ages 6 months to 85 years old.
Find the Right Plan
Is ELCO Mutual in my state?
Click on your state to view all the available products.

Alabama

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Alaska

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Arizona

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Arkansas

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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California

X

The following plans are available in your state:

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Colorado

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Connecticut

X

The following plans are available in your state:

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Delaware

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
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District of Columbia

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Florida

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
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Georgia

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Hawaii

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Platinum Eagle
  • Final Expense
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Idaho

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Illinois

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Indiana

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Iowa

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Kansas

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Kentucky

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Louisiana

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Maine

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Maryland

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Massachusetts

X

The following plans are available in your state:

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Michigan

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Minnesota

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Mississippi

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Missouri

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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Montana

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Nebraska

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
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Nevada

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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New Hampshire

X

The following plans are available in your state:

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New Jersey

X

The following plans are available in your state:

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New Mexico

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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New York

X

The following plans are available in your state:

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North Carolina

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
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North Dakota

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
Contact Us

Ohio

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
Contact Us

Oklahoma

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
Contact Us

Oregon

X

The following plans are available in your state:

  • Eagle's Span
  • Platinum Eagle
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Pennsylvania

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Rhode Island

X

The following plans are available in your state:

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South Carolina

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

South Dakota

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
Contact Us

Tennessee

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Texas

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Utah

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Vermont

X

The following plans are available in your state:

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Virginia

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Washington

X

The following plans are available in your state:

  • Eagle's Span
  • Platinum Eagle
Contact Us

West Virginia

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Wisconsin

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Preneed
  • Final Expense
Contact Us

Wyoming

X

The following plans are available in your state:

  • Eagle's Span
  • Eagle's Legacy
  • Golden Eagle
  • Platinum Eagle
  • Final Expense
Contact Us

Term Life Insurance

A more affordable choice for your future.

Term insurance is a form of temporary life insurance that can cover you for a predetermined amount of time. Insuring periods (terms) for these policies can be just one year or all the way up to 20 years, depending on the policy.

There are various reasons to use a term policy, the first and foremost being the affordability of this type of protection. Term insurance is ideal in situations that require additional security or when the coverage is necessary for a specific amount of time. If you want to safeguard your family against significant future debts (such as a home mortgage or car loan) in the event that you pass away, consider purchasing this type of policy.

View Policies at a Glance
kid-running-in-sprinkler

EAGLE'S SPAN

This flexible policy offers coverage for 20 years and can be added to our Golden Eagle plan as a rider.

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Whole Life Insurance

With a whole life insurance plan, you have the ability to accumulate cash value over time—which means you can easily accumulate more money for the future. With various policies included in this type of plan, you can receive coverage for life, increase your estate, easily transfer wealth to beneficiaries, and prepare for financial stability for yourself and your family members in the years to come.

View Policies at a Glance
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EAGLE'S LEGACY

This combination plan lessens your tax burden and allows your loved ones to have full access to your death benefit when you pass away.

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woman-looking-at-laptop

GOLDEN EAGLE

Use this permanent life insurance policy to offer your family protection against unexpected financial burdens.

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couple-teaching-girl-to-ride-bicycle

PLATINUM EAGLE

Pass down your assets to your loved ones with a whole life plan that only requires one payment.

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couple-hugging-on-beach

PRENEED

Take the burden of funeral arrangements off of your family members when you work with a funeral home to put the necessary plans in place before you pass.

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couple-walking-holding-hands

FINAL EXPENSE

Put your end-of-life expenses in order and relieve your loved ones of this additional responsibility.

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Insurance Questions Answered

Sorting through insurance information can be tedious, but we’re here to make your decision easier. Find the answers to some of your most important questions so you can confidently plan for your future.

Myths About Life Insurance

Do you think you don’t need life insurance because you’re currently covered through your employer? Have you been told that people without children don’t need an insurance policy? Download our free ebook to read some of the myths surrounding life insurance and get to the facts about why a policy can put you on the path to a secure future.
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Start Your Journey to Complete Coverage

Ready to find a policy?

Contact a member of the ELCO Mutual team today for assistance finding the insurance plan that fits your needs now and prepares you for what’s next.

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