Alabama
XThe following plans are available in your state:
Alaska
XThe following plans are available in your state:
Arizona
XThe following plans are available in your state:
Arkansas
XThe following plans are available in your state:
California
XColorado
XThe following plans are available in your state:
Connecticut
XDelaware
XThe following plans are available in your state:
District of Columbia
XFlorida
XThe following plans are available in your state:
Georgia
XThe following plans are available in your state:
Hawaii
XThe following plans are available in your state:
Idaho
XThe following plans are available in your state:
Illinois
XThe following plans are available in your state:
Indiana
XThe following plans are available in your state:
Iowa
XThe following plans are available in your state:
Kansas
XThe following plans are available in your state:
Kentucky
XThe following plans are available in your state:
Louisiana
XThe following plans are available in your state:
Maine
XThe following plans are available in your state:
Maryland
XThe following plans are available in your state:
Massachusetts
XMichigan
XThe following plans are available in your state:
Minnesota
XThe following plans are available in your state:
Mississippi
XThe following plans are available in your state:
Missouri
XThe following plans are available in your state:
Montana
XThe following plans are available in your state:
Nebraska
XThe following plans are available in your state:
Nevada
XThe following plans are available in your state:
New Hampshire
XNew Jersey
XNew Mexico
XThe following plans are available in your state:
New York
XNorth Carolina
XThe following plans are available in your state:
North Dakota
XThe following plans are available in your state:
Ohio
XThe following plans are available in your state:
Oklahoma
XThe following plans are available in your state:
Oregon
XThe following plans are available in your state:
Pennsylvania
XThe following plans are available in your state:
Rhode Island
XSouth Carolina
XThe following plans are available in your state:
South Dakota
XThe following plans are available in your state:
Tennessee
XThe following plans are available in your state:
Texas
XThe following plans are available in your state:
Utah
XThe following plans are available in your state:
Vermont
XVirginia
XThe following plans are available in your state:
Washington
XThe following plans are available in your state:
West Virginia
XThe following plans are available in your state:
Wisconsin
XThe following plans are available in your state:
Wyoming
XThe following plans are available in your state:
Whether you want to fund your annuity up front with a single contribution or pay over time, we have plans that work with your current budget. We’ll help you find the right product to help you prepare for retirement.
This flexible contract gives you the ability to earn tax-deferred growth and make contributions as needed.
Learn MoreChoose between a variety of term lengths and take advantage of competitive interest yields and guaranteed interest rates so you know exactly how much money you’ll accumulate.
Learn MoreYour past hasn’t followed the same path as anyone else’s, so it only makes sense that the plan for your future has the flexibility to adapt to your unique road. Learn more about the types of annuities that can benefit you, no matter where you’re headed.
Get in touch with a member of our team and let us become a part of your financial plan. We’ll help determine the best annuity to ensure you have income when you need it the most.
ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Continue Reading Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past age 70 ½. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: ICC19-SPL-19, Golden Eagle: ICC19-WLP-19, Silver Eagle: ICC19-FE19 and ICC19-MWL19, Preneed: PNGI-02 and PMP99R2, Guardian Eagle Single Premium: ICC19-MYGA[term length]-19, Guardian Eagle Flexible Premium: ICC16-FPA16, and Immediate Annuities: SPIA11 and ICC17-AIFXB17. Policy forms may vary by state. View Less
ELCO Business Hours:
M-T 8 am - 4:30 pm (CST)
F 8 am - 1 pm (CST)
Talk to a Person: 800.321.3526
Agency: 888.240.3351
Policy Services Fax: 847.295.6043
New Business Fax: 847.295.6342
Claims Fax: 847.295.1145