Annuities

The Annuity Information You Need

Your financial future depends on how you prepare today. If you want financial security when you retire, the time to start planning is now. An annuity can guarantee a stream of income that will help you maintain a comfortable lifestyle in your retirement. There are several types of annuities to choose from, and finding the one that’s best for you often depends on how you choose to make your contributions. ELCO Mutual offers several annuity options that can fit within your personal preferences.
What Is an Annuity?
IS ELCO IN MY STATE?
Click your state to view available products.

Alabama

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Alaska

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Arizona

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Arkansas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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California

X

The following plans are available in your state:

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Colorado

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Connecticut

X

The following plans are available in your state:

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Delaware

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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District of Columbia

X

The following plans are available in your state:

  • Single Premium Immediate Annuity
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Florida

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Georgia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Hawaii

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Idaho

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Illinois

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Indiana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Iowa

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Kansas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Kentucky

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Louisiana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Maine

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Maryland

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Massachusetts

X

The following plans are available in your state:

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Michigan

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Minnesota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Mississippi

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Missouri

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Montana

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Nebraska

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Nevada

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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New Hampshire

X

The following plans are available in your state:

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New Jersey

X

The following plans are available in your state:

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New Mexico

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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New York

X

The following plans are available in your state:

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North Carolina

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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North Dakota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Ohio

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Oklahoma

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Oregon

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Pennsylvania

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
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Rhode Island

X

The following plans are available in your state:

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South Carolina

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

South Dakota

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Tennessee

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Texas

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Utah

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Vermont

X

The following plans are available in your state:

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Virginia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Washington

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

West Virginia

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Wisconsin

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Wyoming

X

The following plans are available in your state:

  • Single Premium Deferred Annuity
  • Flexible Premium Deferred Annuity
  • Single Premium Immediate Annuity
Contact Us

Annuities We Offer

Prepare for retirement today.

Whether you want to fund your annuity up front with a single contribution or pay over time, we have plans that work with your current budget. We’ll help you find the right product to help you prepare for retirement.

View Products at a Glance
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FLEXIBLE PREMIUM DEFERRED ANNUITIES

This flexible contract gives you the ability to earn tax-deferred growth and make contributions as needed.

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SINGLE PREMIUM DEFERRED ANNUITIES

Choose between a variety of term lengths and take advantage of competitive interest yields and guaranteed interest rates so you know exactly how much money you’ll accumulate.

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man holding sleeping child

IMMEDIATE ANNUITIES

Fund retirement income or other financial obligations on your own timeline with an up-front premium that will provide lifelong payments.

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Your past hasn’t followed the same path as anyone else’s, so it only makes sense that the plan for your future has the flexibility to adapt to your unique road. Learn more about the types of annuities that can benefit you, no matter where you’re headed.

Start Your Journey with ELCO Mutual

Ready to prepare for your future?

Get in touch with a member of our team and let us become a part of your financial plan. We’ll help determine the best annuity to ensure you have income when you need it the most.

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