Tim began his career as an actuary during an internship his senior year at Coe College when he was looking for a job that utilizes his business and math majors. For over 30 years, he has held roles leading product development and corporate development with life and health insurance companies. In January 2021, Tim Heaton joined ELCO Mutual as Senior Vice President and Chief Strategy Officer. He will be responsible for overseeing all strategic initiatives to enhance services and product value to policyholders and independent agents. Tim and his wife enjoy hiking, biking, snowshoeing, and traveling to explore different parts of the US.
Silvio graduated from the University of Illinois at Chicago with an undergraduate degree in Computer Engineering and a master’s in Applied Mathematics from DePaul University. He has spent almost 20 years as an actuarial consultant, primarily serving fraternal benefits. In August 2018, he came to ELCO Mutual and became our Chief Risk Officer in February 2020. He is responsible for risk management across all facets of the company. Silvio is an avid sports fan and loves to take road trips across the USA with his wife and three kids.
After spending four years in the Marine Corps, George found a position in banking and worked his way up the corporate ladder to Operations Officer. Eventually, due to mergers/acquisitions, he found himself in the IT area of expertise and never looked back. Before joining ELCO Mutual, he worked in IT Support for Condell Medical Center and P&C insurance companies. A few years later, George wanted to make a change. ELCO Mutual realized that his talents and experience could help the company grow and hired him in our IT Department. He currently holds the role of Chief Information Security Officer, where he oversees positioning the IT department towards ELCO’s growth and maintaining security for ELCO’s greatest asset, its policyholders. In his downtime, he loves to walk his dog, ride his motorcycle, and go antiquing with his wife.
Eric relocated from Tennessee, where he gained invaluable experience working for BlueCross BlueShield. He has practiced law for over 20 years and has worked at various insurers, including Aetna and AIG. He graduated from the University of North Carolina at Chapel Hill and the University of Pittsburgh School of Law. In 2020, Eric joined us as our new general counsel, where he will be responsible for all legal and regulatory compliance issues impacting ELCO. In his role, he will provide strategic legal advice and support to all ELCO’s departments and functions, including advising ELCO’s management on new and existing laws and regulations that impact ELCO. Eric is an avid reader of science fiction and loves playing and watching a variety of sports.
Bill graduated from Southern Illinois University in 2016. He began his ELCO Mutual career as a Marketing Analyst in 2017 and then quickly climbed the company ranks. Over his tenure, Bill has been involved in various marketing and sales-focused projects while dabbling in the underwriting space. Outside of work, Bill enjoys attending baseball games, visiting new places to eat, and traveling to see his friends out west.
Fred has over 30 years of experience in the industry across a wide array of sales-focused positions, including being part of the executive team of a national Field Marketing Organization (FMO), owning and developing his own insurance agency, and serving as a Regional Vice President of an insurance carrier. His diverse experience will prove to be invaluable as we continue to grow our distribution channels nationally with insurance professionals.
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