Eagle's Span

20-Year Term Life Insurance

ELCO Mutual's Eagle’s Span is a 20-year term policy with a level death benefit. This protection can be purchased as stand-alone coverage or as a rider on our Golden Eagle (traditional whole life) policy.

Policy Details

Why You Should Get Eagle’s Span

This policy can help safeguard against debt (like a home mortgage or car loan) so your family doesn’t have to take on this monetary burden if you pass away. With Eagle’s Span, you are covered for a predetermined amount of time. Because this is temporary coverage, rather than that of a whole life policy, it is generally less expensive.

Are there any riders available?

Yes. You can purchase a waiver of premium rider that will cover any remaining premium payments during the 20-year period if you become and remain disabled. You can also buy an accidental death benefit rider that will provide an additional death benefit equal to the original face amount if your cause of death is accident-related.

Who Is Eligible for Eagle’s Span Term Insurance

To determine whether you are eligible, ELCO Mutual will conduct a simple telephone interview; no medical exams are ever required. In some instances, additional underwriting may be required. You can purchase this protection if you are between the ages of 16 and 80 and are seeking a death benefit of at least $50,000 but not greater than $300,000.