Financial Stability

Maintaining a Reputation for Financial Success

For more than 70 years, ELCO Mutual has been serving customers and helping them plan for later in life. During this time, we’ve developed proven products that have established ELCO Mutual as an efficient part of the insurance world.
View Our Annual Report

Financial Certifications and Reports


Credit ratings through AM Best recognize the financial strength and creditworthiness of companies in the insurance industry. ELCO Mutual’s rating as of June 28, 2023 is a B++, with a stable outlook (5th highest of 13 ratings).


Kroll Bond Rating Agency (KBRA) assigns ratings to insurance companies to show their financial condition in relation to their ability to meet the needs of policyholders. ELCO Mutual currently holds a BBB rating.
Read the KBRA Report

Progress for Prosperity

In order to provide an effective process for our policyholders, we maintain continuous advancement across the company. We have refined our operation and streamlined our communication efforts to make sure information is always placed into the right hands at the right time. Our goal is to create an environment that motivates and challenges us to improve our performance every day so we can continue offering service that directly benefits our customers.
Meet Our Officers

We’re Here to Educate You

If you still have questions about insurance, annuities, or planning your finances, you’re not alone. Browse our list of commonly asked questions to learn more about our industry and how ELCO Mutual is dedicated to assisting you.

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Tell us a little bit about your lifestyle and financial goals, and we'll help get you where you want to be.

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