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Recent Blogs About Term Insurance

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5 min read

What Happens When a Term Life Insurance Policy Matures?

Even though life insurance is designed to keep your family protected in the event of your death, not all life insurance lasts for the rest of your life. Whether the policy terminates after the policyh...

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Nov 30, 2023 | 5 min read

What Happens When a Term Life Insurance Policy Matures?

Even though life insurance is designed to keep your family protected in the event of your death, not all life insurance lasts for the rest o...

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Nov 22, 2023 | 6 min read

When Should You Upgrade Your Term Life Insurance Policy?

Frequently, we find ourselves in a position where there is an opportunity for change. What you thought was going to happen, and likely what ...

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Nov 09, 2023 | 6 min read

What You Can Do With Life Insurance Benefits

One of the best things you can do for yourself and your family is plan for the future. Even though discussions of end-of-life care or what h...

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Nov 02, 2023 | 5 min read

How to Financially Prepare for End-of-Life Expenses

Death and taxes. They’re inevitable, right? We reflect, out of obligation, on one at least once a year and take the steps we need to be prep...

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Oct 12, 2023 | 9 min read

9 Myths About Life Insurance

Over the years, you've probably heard stories about how many spiders the average person swallows in their sleep and have never thought twice...

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Aug 10, 2023 | 4 min read

Term Life vs Whole Life Insurance: Which Do I Need?

Shopping for life insurance can be tough at times. There are many different kinds of insurance products and providers on the market and know...

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Jan 04, 2022 | 5 min read

5 Life Events That Happen When You Will Need Life Insurance The Most

We all encounter changes in our lives, and with the start of the new year, we start thinking about what lies ahead for us. Some of these cha...

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ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.