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5 min read

5 Strategic Marketing Tactics for Life Insurance Awareness Month

It’s the 20th anniversary of Life Insurance Awareness Month! This September, market your services to current and prospective clients by leveraging relevant resources that convey the importance of life...

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Sep 21, 2023 | 5 min read

5 Strategic Marketing Tactics for Life Insurance Awareness Month

It’s the 20th anniversary of Life Insurance Awareness Month! This September, market your services to current and prospective clients by leve...

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Jun 29, 2023 | 6 min read

Errors and Omissions Risk Management for New Life Insurance Agents

Being a life insurance agent can be a lucrative line of work, but it means putting in the hours as well. As with any professional service th...

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Apr 13, 2023 | 8 min read

Tips for Choosing an Independent Life Insurance Agent

The life insurance industry is massive. Finding the right independent life insurance agent among the throngs of options available can be a m...

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Dec 08, 2022 | 6 min read

Finding an Insurance Carrier for Your Independent Insurance Agency

Independent insurance agencies have a commitment to their clients that they don't take lightly. They want to provide a variety of options th...

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ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.