Talk to Us 800.321.3526

Agency 888.240.3351

 Agent Login
ELCO_Logo_Navy_Horizontal-01
For Agents For Policyholders Contact
Menu
    • Products
      • Products
      • Life insurance
        • Single Premium Whole Life Insurance
        • Whole Life Insurance
        • Final Expense Insurance
        • Preneed Life Insurance
        • Presidio Plus
      • Annuities
        • Flexible Premium Deferred Annuities
        • Single Premium Deferred Annuities
        • Medicaid Compliant Annuities
    • For Agents
      • Agents
        • Agent Login Portal
        • Agent FAQ
        • Become an Agent
        • IPipeline Login
        • Preneed E-App
    • About Us
      • More About Elco
        • Our Process
        • Financial Stability
        • Officers
        • Giving Back
    • Resources
      • Useful Resources
        • Careers
        • Blog
        • News
        • Servicing Forms
        • Policyholders FAQ
    • Contact

1 min read

ELCO Joins The Fight Against Hunger

ELCO Joins the Fight Against Hunger Due to the pandemic, Feeding America has estimated that up to 1 in 9 people in our community face hunger, including 1 in 6 children. In response to this, Northern I...

Read More

Jan 11, 2021 | 1 min read

ELCO Mutual Hires Chief Strategy Officer

Tim Heaton joins ELCO Mutual as Senior Vice President and Chief Strategy Officer.

Read More

Jan 04, 2021 | 1 min read

ELCO Mutual Hires National Sales Directors of Preneed

We are proud to announce that Jim Palm and Julie Palm will become the National Sales Directors of Preneed for ELCO Mutual Life and Annuity, ...

Read More

Aug 04, 2020 | 1 min read

ELCO Mutual Hires New General Counsel

Eric Myers has joined the team at ELCO Mutual Life and Annuity as its General Counsel.

Read More

Apr 28, 2020 | 1 min read

Serving Our Community

As the COVID-19 Pandemic continues to disrupt day-to-day life, ELCO is trying to do its part for our community. We donated $5,000 in March t...

Read More

Apr 10, 2020 | 1 min read

A Letter from ELCO's President- COVID-19

Dear Policyholders, The COVID-19 pandemic has left many feeling uncertain and uneasy due to the fluctuation in the markets. I am writing to ...

Read More

Mar 23, 2020 | 1 min read

ELCO Mutual's COVID-19 Response

UPDATE: April 2020 ELCO Mutual Life and Annuity's team remains strong as the implementation of the company's Pandemic Policy has provided a ...

Read More

Mar 16, 2020 | 1 min read

Annual Policyholder's Meeting Change

During the beginning of 2020, ELCO Mutual's Board of Directors met for their quarterly meeting. Many positive changes came from this first m...

Read More

Aug 01, 2019 | 1 min read

Get Involved With the Midwest Veterans Closet

It’s hard to argue with the fact that numbers are a part of our everyday life. The number 497.6, may not mean much to you or me today, but f...

Read More

Nov 13, 2018 | 1 min read

Get Involved with the Midwest Veterans Closet

497.6 It’s hard to argue with the fact that numbers are a part of our everyday life. The number 497.6, may not mean much to you or me today,...

Read More

Prev
1 2 3 4 5
Next
Better Future Secondary White-Gold

ELCO Mutual has been assisting seniors with our financial planning since 1946 and counting. Our goal has remained the same throughout our long history: to provide personalized service, consumer friendly products, and stability for our policyholders.

Quick Links
  • Life Insurance
  • Annuities
  • Contact Us
  • Careers
  • Accessibility
  • Advertising Disclosures
  • Terms of Use
  • Privacy Policy
  • Admin Sharefile
Contact Us

Address:
916 Sherwood Drive
Lake Bluff, IL 60044

ELCO Business Hours:
Monday - Thursday 8 am - 4:30 pm (CST)
Friday 8 am - 1 pm (CST)

Talk to Us: 800.321.3526
Agency: 888.240.3351
PHS Fax: 847.295.6043
NB Fax: 847.295.6342
Claims Fax: 847.295.1145

© 2025 All rights reserved.

ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.
0