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Recent Blogs About Preneed Insurance

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8 min read

How Preneed Funeral Insurance Can Help You Prepare for Funeral Costs

The grief that a family experiences after the loss of a loved one often makes it difficult to return to life as it was. To help combat this, you can preplan a funeral for yourself or another family me...

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May 30, 2024 | 8 min read

How Preneed Funeral Insurance Can Help You Prepare for Funeral Costs

The grief that a family experiences after the loss of a loved one often makes it difficult to return to life as it was. To help combat this,...

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Nov 02, 2023 | 5 min read

How to Financially Prepare for End-of-Life Expenses

Death and taxes. They’re inevitable, right? We reflect, out of obligation, on one at least once a year and take the steps we need to be prep...

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Aug 03, 2023 | 7 min read

What’s an Aftercare Program? (+What Happens after a Funeral)

Dealing with the end of a loved one’s life can be incredibly stressful under the best of circumstances. Discussing the end of your own life ...

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Jul 20, 2023 | 4 min read

Misconceptions about Funeral Planning (+Where to Find Help)

While it might be uncomfortable to think about and discuss, funeral planning, prior to one’s passing, is an important part of helping family...

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Jul 06, 2023 | 6 min read

How Much Does a Funeral Cost? (+How to Prepare)

Planning a funeral can be emotionally draining. Not only is it often unpleasant to think about the end of your (or a loved one’s) life, but ...

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Sep 05, 2022 | 5 min read

What You Need to Know About Preneed Clients

The funeral industry is changing. Traditional viewings, wakes, and funerals are on the outs as people seek memorial celebrations that reflec...

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Aug 29, 2022 | 6 min read

Beyond Direct Mail: Funeral Home Marketing Trends You Need to Know

A lot has changed in the funeral industry. Much like traditional funerals have given way to more personalized celebrations of life, traditio...

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Aug 22, 2022 | 6 min read

5 Tips for Selling Preneed Funeral Arrangements

Selling preneed insurance can be a complex and requires more than just new business strategies and marketing tactics. Selling preneed funera...

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Aug 15, 2022 | 6 min read

Preneed vs. At-Need: Improving At-Need to Preneed Ratios

Understanding preneed vs. at-need funeral arrangements can help funeral directors leverage their fixed costs and boost their bottom line. Wh...

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Aug 08, 2022 | 7 min read

Helping Clients Plan Alternative Funerals (+ Top Alternative Options)

The funeral industry is changing in many ways. One of the most notable circumstances is the shift toward alternative funeral services. More ...

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ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.
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