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5 min read

How to Take Advantage of Life Insurance Sales Growth

In sales, one of the best techniques for closing deals is focusing not on the product but on the need it fills. In times of uncertainty, like right after a seismic event that changes the way we live a...

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Sep 29, 2022 | 5 min read

5 Tips to For Insurance Agents to Close More Sales

“ABC. Always be closing.” That line and “Coffee is for closers,” from Glengarry Glen Ross captured the focus, as well as what can be the int...

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Sep 22, 2022 | 6 min read

Top 3 Soft Skills For Life Insurance Agents

These days, in business, there’s a lot of focus on professional development. Much of the focus, however, is on business courses and the skil...

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Sep 05, 2022 | 5 min read

What You Need to Know About Preneed Clients

The funeral industry is changing. Traditional viewings, wakes, and funerals are on the outs as people seek memorial celebrations that reflec...

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Aug 29, 2022 | 6 min read

Beyond Direct Mail: Funeral Home Marketing Trends You Need to Know

A lot has changed in the funeral industry. Much like traditional funerals have given way to more personalized celebrations of life, traditio...

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Aug 22, 2022 | 6 min read

5 Tips for Selling Preneed Funeral Arrangements

Selling preneed insurance can be a complex and requires more than just new business strategies and marketing tactics. Selling preneed funera...

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Aug 15, 2022 | 6 min read

Preneed vs. At-Need: Improving At-Need to Preneed Ratios

Understanding preneed vs. at-need funeral arrangements can help funeral directors leverage their fixed costs and boost their bottom line. Wh...

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Aug 08, 2022 | 7 min read

Helping Clients Plan Alternative Funerals (+ Top Alternative Options)

The funeral industry is changing in many ways. One of the most notable circumstances is the shift toward alternative funeral services. More ...

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Aug 01, 2022 | 5 min read

5 Creative Ways to Engage Seniors for Funeral Planning

One of the reasons so many funeral homes and funeral directors rely on direct mail is that it’s guaranteed to reach the intended audience. W...

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Jul 18, 2022 | 7 min read

Funeral Home Social Media Marketing Tips for Selling Preneed Insurance

What if we told you there was a funeral home marketing strategy that could help create positive interactions, help you reach new audiences, ...

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Better Future Secondary White-Gold

ELCO Mutual has been assisting seniors with our financial planning since 1946 and counting. Our goal has remained the same throughout our long history: to provide personalized service, consumer friendly products, and stability for our policyholders.

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Contact Us

Address:
916 Sherwood Drive
Lake Bluff, IL 60044

ELCO Business Hours:
Monday - Thursday 8 am - 4:30 pm (CST)
Friday 8 am - 1 pm (CST)

Talk to Us: 800.321.3526
Agency: 888.240.3351
PHS Fax: 847.295.6043
NB Fax: 847.295.6342
Claims Fax: 847.295.1145

© 2025 All rights reserved.

ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.
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