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5 min read

An Annuity vs. a Certificate of Deposit (CD)

How do they differ? Long considered alternatives to one another, certificates of deposit and fixed deferred annuities have many similarities that often confuse those comparing the two. Today, we will ...

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May 15, 2017 | 3 min read

Nice Guys Finish First

There is compelling evidence for a revolutionary way of thinking about personal success in business, dealing with friends and family, raisin...

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Apr 26, 2017 | 2 min read

Turning Ideas Into Reality

What does a former UPS package handler, construction worker, farmer, bouncer, and benefit administrator have in common? Until these guys sta...

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Apr 14, 2017 | 2 min read

Bernie’s Book Bank

Friday April 7th was quite a busy day for the ELCO family. The day began just like any other, the phones began ringing promptly at 8:00 AM a...

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Mar 22, 2017 | 2 min read

We’re Listening

“We are not just the department that helps its clients and agents get things done. We are the Good Will Ambassadors for our company”. That s...

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Jan 17, 2017 | 2 min read

RESOLUTE

Admirably Purposeful, Determined and Unwavering, Firm, Unswerving, Steadfast, Unfaltering, Persistent, Unshakable, Unyielding Do any of the ...

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Dec 15, 2016 | 2 min read

A PRESCRIPTION FOR RELIEVING HOLIDAY STRESS, OR… PUT DOWN THAT LATTE’, HUG A PET

While most of us know a hot latte’ can do wonders for a person’s disposition during the holiday season, experts say a pet prescription can b...

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Nov 11, 2016 | 1 min read

Thank You to Those Who Have Served

Today we honor the veterans who have fought for our country's freedom and peace. ELCO Mutual Life and Annuity would like to take a moment to...

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Oct 20, 2016 | 1 min read

Lifestyle Changes

These lifestyle changes may help protect the brain as you age. 1. SHORE UP YOUR HEART Of all the things you can do, reducing the risk of hea...

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Sep 26, 2016 | 2 min read

Watch out for these common scams

The Kansas Attorney General recently shared some helpful tips regarding senior scams and how to avoid them. IRS Threats. The scam artist pos...

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ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.